What’s worse than a major home maintenance disaster? How about several major home maintenance disasters at once? For the quarter-million families who have their homes ruined and their lives disrupted each winter because of frozen water pipes, frigid nights can very...
The following property exclusions are applied to your fire coverage: – Neglect – meaning the insured’s failure to use reasonable means to save and preserve property at and after the time of loss. – War – including undeclared war, civil war, insurrection,...
Have you ever really thought about what would happen if you lost your home in a fire? “It will never happen to me.” “Gosh, I hope everything is OK.” “If we get through this, I’ll be more prepared, I promise.” The first thing...
The first pass of right of way disaster debris collection has now been completed for all FEMA eligible roads on Hilton Head Island. Subsequent passes have already been made on several roads where warranted by high demand. To date, the Town has collected over 2,000,000...
By Robert Trautmann We frequently field requests from public adjusters and clients concerning appraisal and scope of damages. The situation arises when appraisal is demanded by the insured and the carrier objects, arguing that appraisal is only for...