Frozen Pipe Damages

Frozen Pipe Damages

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What’s worse than a major home maintenance disaster? How about several major home maintenance disasters at once? For the quarter-million families who have their homes ruined and their lives disrupted each winter because of frozen water pipes, frigid nights can very...

Fire Coverage Exclusions

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The following property exclusions are applied to your fire coverage: – Neglect – meaning the insured’s failure to use reasonable means to save and preserve property at and after the time of loss. – War – including undeclared war, civil war, insurrection,...

Fire Coverage

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Have you ever really thought about what would happen if you lost your home in a fire? “It will never happen to me.” “Gosh, I hope everything is OK.” “If we get through this, I’ll be more prepared, I promise.” The first thing...